Privacy Policy

Legacy Life Co LTD ("we," "us," or "our") operates the website legacylife.co (the "Site") and provides related services, including insurance quote requests, agent consultations, and marketing communications via SMS/text messaging to opted-in users.

We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site, submit forms (such as on legacylife.co/requestagent), or provide information to us, including for SMS communications. By using our Site or providing us with your personal information, you agree to the practices described in this policy.

1. Information We Collect

We may collect the following types of information:

Personal Information: Such as your name, email address, phone number, mailing address, insurance needs/preferences, and any other details you voluntarily provide through forms, quote requests, inquiries, or opt-in processes.
SMS/Text Messaging Data: When you opt in to receive marketing text messages (e.g., via a form checkbox or explicit consent), we collect your mobile phone number and related consent records.
Automatically Collected Information: Such as IP address, browser type, device information, pages visited, time and date of access, and usage data collected via cookies, analytics tools, or similar technologies.

2. How We Use Your Information

We use the information we collect to:

Provide and improve our services, including matching you with insurance options and expert agents.
Communicate with you, including sending transactional messages, quote follow-ups, or promotional/marketing SMS/text messages only if you have explicitly opted in to our marketing campaigns.
Respond to inquiries, support requests, or other communications.
Comply with legal obligations.
Analyze site usage and enhance user experience.

We send text messages only to individuals who have opted in to receive our marketing campaigns.

3. SMS/Text Messaging Practices

If you provide your mobile phone number and explicitly consent to receive marketing SMS/text messages (e.g., by checking an opt-in box on our forms or otherwise agreeing), we may send you promotional messages related to insurance options, special offers, updates, or other marketing content from Legacy Life Co LTD.

Message frequency varies but may include several messages per month depending on campaign activity.
Message and data rates may apply (standard carrier rates).
You can opt out at any time by replying STOP to any message we send, or by contacting us directly.
For help, reply HELP to any message or contact us using the details below.

4. Sharing of Information – Important Compliance Statement

We do not sell your personal information. We will not share your mobile phone number or other contact information collected through SMS opt-ins with third parties or affiliates for their marketing or promotional purposes.

We may share your information in limited circumstances only:

With service providers who assist us (e.g., website hosting, analytics, SMS/messaging platforms such as GoHighLevel) under strict confidentiality agreements.
To comply with legal requirements, court orders, or to protect our rights, property, safety, or that of others.
In connection with a merger, acquisition, or sale of assets.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, loss, misuse, alteration, or destruction. However, no method of electronic transmission or storage is completely secure.

6. Your Rights and Choices

Opt-Out: You may opt out of SMS marketing at any time (see section 3). You can also request to stop other communications by contacting us.
Access, Update, or Delete: Contact us to request access to, correction of, or deletion of your personal information, subject to legal exceptions and retention requirements.
Cookies and Tracking: Manage preferences via your browser settings.

7. Children's Privacy

Our Site and services are not directed to children under 13 years of age (or 16 in some jurisdictions). We do not knowingly collect personal information from children.

8. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised "Last Updated" date. Continued use of the Site after changes constitutes acceptance.

9. Contact Us

For questions about this Privacy Policy, our data practices, or to exercise your rights, contact us at:

Legacy Life Co LTD Denver, CO, USA Email: support@legacylife.co